一年利率收八趴　５年就４０趴　利息應該是八萬
本金會減少,算的是月息


我算了一下沒錯如果是60期大概就8%
因為要算月息,而且本金是逐月遞減
大概就60

以下不計手續稅及其他費用

期數 本金 利息 繳款
1 $200,000 $1,333 $4,060
2 $197,273 $1,315 $4,060
3 $194,528 $1,297 $4,060
4 $191,765 $1,278 $4,060
5 $188,984 $1,260 $4,060
6 $186,184 $1,241 $4,060
7 $183,365 $1,222 $4,060
8 $180,527 $1,204 $4,060
9 $177,671 $1,184 $4,060
10 $174,795 $1,165 $4,060
11 $171,901 $1,146 $4,060
12 $168,987 $1,127 $4,060
13 $166,053 $1,107 $4,060
14 $163,100 $1,087 $4,060
15 $160,128 $1,068 $4,060
16 $157,135 $1,048 $4,060
17 $154,123 $1,027 $4,060
18 $151,090 $1,007 $4,060
19 $148,037 $987 $4,060
20 $144,964 $966 $4,060
21 $141,871 $946 $4,060
22 $138,757 $925 $4,060
23 $135,622 $904 $4,060
24 $132,466 $883 $4,060
25 $129,289 $862 $4,060
26 $126,091 $841 $4,060
27 $122,871 $819 $4,060
28 $119,631 $798 $4,060
29 $116,368 $776 $4,060
30 $113,084 $754 $4,060
31 $109,778 $732 $4,060
32 $106,450 $710 $4,060
33 $103,099 $687 $4,060
34 $99,727 $665 $4,060
35 $96,331 $642 $4,060
36 $92,914 $619 $4,060
37 $89,473 $596 $4,060
38 $86,010 $573 $4,060
39 $82,523 $550 $4,060
40 $79,013 $527 $4,060
41 $75,480 $503 $4,060
42 $71,923 $479 $4,060
43 $68,343 $456 $4,060
44 $64,738 $432 $4,060
45 $61,110 $407 $4,060
46 $57,457 $383 $4,060
47 $53,780 $359 $4,060
48 $50,079 $334 $4,060
49 $46,353 $309 $4,060
50 $42,602 $284 $4,060
51 $38,826 $259 $4,060
52 $35,024 $233 $4,060
53 $31,198 $208 $4,060
54 $27,346 $182 $4,060
55 $23,468 $156 $4,060
56 $19,565 $130 $4,060
57 $15,635 $104 $4,060
58 $11,679 $78 $4,060
59 $7,697 $51 $4,060